Published: 2025-04-20
Deteksi Dini Dampak Capital Adequacy Ratio (CAR) dan Financing to Deposit Ratio (FDR) terhadap Profitabilitas Perbankan
DOI: 10.35870/emt.v9i2.4047
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Abstract
Research to determine the effect of Capital Adequacy Ratio (CAR) and Financing to Deposit Ratio (FDR), on the profitability of Islamic Banking in Indonesia. This research is quantitative and uses secondary data by analyzing nine Islamic Commercial Banks registered with the Financial Services Authority (OJK) from 2021 to 2023 through the official OJK website, which is used to obtain research data for quarterly publication reports. The data is processed and analyzed using multiple linear regression analysis tools. The results of the data analysis show that partially CAR has a positive and significant effect on profitability proxied by ROE, while FDR does not have a significant effect on profitability proxied by ROE. Simultaneously, CAR and FDR have a significant effect on profitability proxied by ROE of Islamic banking.
Keywords
CAR ; FDR ; Profitability ; Sharia
Article Information
This article has been peer-reviewed and published in the Jurnal EMT KITA. The content is available under the terms of the Creative Commons Attribution 4.0 International License.
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Issue: Vol. 9 No. 2 (2025)
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Section: Articles
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Published: %750 %e, %2025
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License: CC BY 4.0
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Copyright: © 2025 Authors
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DOI: 10.35870/emt.v9i2.4047
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Lenny Dermawan Sembiring
Program Studi Manajemen, STIE Sultan Agung, Kota Pematangsiantar, Provinsi Sumatera Utara, Indonesia.
Juan Anastasia Putri
Program Studi Akuntansi, STIE Sultan Agung, Kota Pematangsiantar, Provinsi Sumatera Utara, Indonesia.
Iip Dyah Kusumaningati
Program Studi Akuntansi, Politeknik Stibisnis, Kota Tegal, Jawa Tengah, Indonesia.
Ruth Tridianty Sianipar
Program Studi Manajemen, STIE Sultan Agung, Kota Pematangsiantar, Provinsi Sumatera Utara, Indonesia.
Ngurah Pandji Mertha Agung Durya
Program Studi Akuntansi, Universitas Dian Nuswantoro, Kota Semarang, Provinsi Jawa Tengah, Indonesia.
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