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Abstract
This study aims to see the relationship between investment credit variables and the financial performance of MSMEs in the absorption of investment credit in Aceh. This study uses the 2019-2020 time series data by determining as many as 24 selected observers. The analytical method used in this study is a causality test with the help of Eviews 7 software. The study was conducted in Aceh Province in the period April-July 2020. The results showed that there was a one-way causality relationship between the Investment Credit (LKI) variable and the Financial Performance (LKK) variable. SMEs with a probability of 0.065 and a significance level of 10 percent. This means that investment loans that are channeled by banks to MSMEs can affect the financial performance of MSMEs and have a positive and significant relationship at the level of 10 percent. The results of the study indicate that the distribution of investment credit by banks to MSMEs in Aceh can have a positive impact on the financial growth of MSME businesses.
Keywords
Investment Credit ; MSME ; Bank Indonesia ; People's Business Credit
Article Information
This article has been peer-reviewed and published in the Jurnal EMT KITA. The content is available under the terms of the Creative Commons Attribution 4.0 International License.
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Issue: Vol. 5 No. 2 (2021)
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Section: Articles
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Published: %750 %e, %2021
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License: CC BY 4.0
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Copyright: © 2021 Authors
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DOI: 10.35870/emt.v5i2.470
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Hamdani Hamdani
Program Studi Manajemen Keuangan Sektor Publik, Politeknik Kutaraja, Kota Banda Aceh, Provinsi Aceh, Indonesia
Josi Farmiati
Program Studi Administrasi Perkantoran, Politeknik Kutaraja, Kota Banda Aceh, Provinsi Aceh, Indonesia
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