Published: 2019-06-30
Analysis of the Effectiveness and Prospects of Micro Credit of Baitul Qiradh in Banda Aceh City
DOI: 10.35870/emt.v3i1.91
Endra Gunawan, Muhammad Ridha Ramli
- Endra Gunawan: Sekolah Tinggi Ilmu Ekonomi Sabang (STIES) , Affiliation name not available , Indonesia
- Muhammad Ridha Ramli: Sekolah Tinggi Ilmu Ekonomi Sabang (STIES) , Affiliation name not available , Indonesia
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Abstract
This study aims to analyze the effectiveness and prospects of the microcredit of Baitul Qiradh in Banda Aceh City. Data gathering was carried out by distributing questionnaires to 140 customers from seven Baitul Qiradh. Furthermore, the data were analyzed descriptively using the average method. The study found that in general customers had a good assessment of microcredit channeled by the non-bank financial institutions. Unless useful to encourage the growth of their businesses, microcredit also has an impact on improving their standard of living and well-being. So that they are satisfied with the credit services they receive. Thus it can be concluded that microcredit at Baitul Qiradh in Banda Aceh not only effective for business improvement and customer welfare but also has good prospects in the future.
Keywords
Baitul Qiradh ; Microcredit ; Efectiveness ; Prospects
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Article Information
This article has been peer-reviewed and published in the Jurnal EMT KITA. The content is available under the terms of the Creative Commons Attribution 4.0 International License.
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Issue: Vol. 3 No. 1 (2019)
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Section: Articles
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Published: %750 %e, %2019
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License: CC BY 4.0
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Copyright: © 2019 Authors
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DOI: 10.35870/emt.v3i1.91
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Wijono, W. (2005).Pemberdayaan Lembaga Keuangan Mikro sebagai Salah Satu Pilar Sistem Keuangan Nasional: Upaya Konkrit Memutus Rantai Kemiskinan. Kajian Ekonomi dan Keuangan (Edisi Khusus). Pusat Pengkajian Ekonomi dan Keuangan. Badan Pengkajian Ekonomi, Keuangan dan Kerjasama Internasional. Departemen Keuangan.

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