Published: 2024-02-01
Efektivitas Penerapan Pengendalian Intern Dalam Menurunkan Kredit Usaha Rakyat (Kur) Macet Bagi Nasabah Bank Rakyat Indonesia (Bri) Unit Aloei Saboe Kota
DOI: 10.35870/jemsi.v10i1.1758
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Abstract
Penelitian ini bertujuan untuk mengetahui efektivitas penerapan sistem pengendalian intern Bank Rakyat Indonesia (BRI) Unit Aoei Saboe Kota Gorontalo dalam menurunkan KUR macet. Penelitian ini menggunakan metode kualitatif dengan pendekatan deskriptif dengan menggunakan sumber data primer yang diperoleh secara langsung dari observasi dan wawancara serta data hasil dokumentasi. Hasil penelitian yang menunjukkan bahwa penerapan pengendalian intern Bank Rakyat Indonesia (BRI) Unit Aloei Saboe Kota Gorontalo sudah cukup efektif dalam menurunkan nilai kredit macet. Bentuk upaya pengendalian yang dilakukan oleh bank BRI cabang Gorontalo unit Aloei Saboe jika terjadi kredit macet dilakukasn restrukturisasi, perpanjangan waktu dan perubahan tingkat suku bunga, namun terjadinya kredit macet karena nasabah tidak memiliki itikad baik sehingga gagal bayar.
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Article Information
This article has been peer-reviewed and published in the JEMSI (Jurnal Ekonomi, Manajemen, dan Akuntansi). The content is available under the terms of the Creative Commons Attribution 4.0 International License.
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Issue: Vol. 10 No. 1 (2024)
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Section: Articles
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Published: %750 %e, %2024
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License: CC BY 4.0
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Copyright: © 2024 Authors
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DOI: 10.35870/jemsi.v10i1.1758
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