Published: 2025-08-12

Pendekatan Integratif Literasi Digital Siswa Madrasah Aliyah Negeri 1 Pontianak melalui Edukasi E-Commerce, E-Wallet, dan Paylater di Era Revolusi Industri 4.0

DOI: 10.35870/jpmn.v5i2.5084

Ananda Archie, Mahardika Agung Madepo, Arninda, Lina Budiarti
  • Ananda Archie: Universitas Muhammadiyah Pontianak
  • Mahardika Agung Madepo: Universitas Muhammadiyah Pontianak
  • Arninda: Universitas Muhammadiyah Pontianak
  • Lina Budiarti: Universitas Muhammadiyah Pontianak
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Abstract

This community service program aims to enhance digital literacy among students of Madrasah Aliyah Negeri 1 Pontianak through education on e-commerce, e-wallets, and paylater services. In the era of the Industrial Revolution 4.0, the high internet usage among teenagers is not matched by sufficient understanding of digital transactions and financial risks. The program involved 77 students and was delivered using interactive methods and digital learning media. The materials covered the concepts, benefits, and risks of using digital platforms, especially paylater services. The results show a significant improvement in students’ understanding of online transactions, digital security, and responsible financial decision-making. This activity not only had an educational impact but also helped shape students into smart digital consumers. The program is recommended for integration into the formal school curriculum to better prepare the younger generation for the challenges of the digital economy in a sustainable way.

Keywords

E-commerce ; E-wallet ; Digital literacy ; Paylater ; Financial education

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Archie, A., Agung Madepo, M., Arninda, A., & Budiarti, L. (2025). Pendekatan Integratif Literasi Digital Siswa Madrasah Aliyah Negeri 1 Pontianak melalui Edukasi E-Commerce, E-Wallet, dan Paylater di Era Revolusi Industri 4.0. Jurnal Pengabdian Masyarakat Nusantara (JPMN), 5(2), 119-125. https://doi.org/10.35870/jpmn.v5i2.5084
Article Information

This article has been peer-reviewed and published in the Jurnal Pengabdian Masyarakat Nusantara (JPMN). The content is available under the terms of the Creative Commons Attribution 4.0 International License.

  • Issue: Vol. 5 No. 2 (2025)

  • Section: Articles

  • Published: %750 %e, %2025

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Author Biographies
Ananda Archie
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Faculty of Economics and Business, Universitas Muhammadiyah Pontianak, Pontianak City, West Kalimantan Province, Indonesia

Mahardika Agung Madepo
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Faculty of Economics and Business, Universitas Muhammadiyah Pontianak, Pontianak City, West Kalimantan Province, Indonesia

Arninda
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Faculty of Economics and Business, Universitas Muhammadiyah Pontianak, Pontianak City, West Kalimantan Province, Indonesia

Lina Budiarti
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Faculty of Economics and Business, Universitas Muhammadiyah Pontianak, Pontianak City, West Kalimantan Province, Indonesia

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