Published: 2026-04-01

Analisis Pengaruh QRIS terhadap Sistem Informasi Pembayaran Digital dan Perilaku Pengguna di Indonesia

DOI: 10.35870/jtik.v10i2.5342

Dessyanti Ryantina, Veri Arinal
  • Dessyanti Ryantina: Sekolah Tinggi Ilmu Komputer Cipta Karya Informatika
  • Veri Arinal: Sekolah Tinggi Ilmu Komputer Cipta Karya Informatika
Cover JTIK VOLUME 10 NO 2 APRIL 2026

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Abstract

This study analyzes the influence of QRIS (Quick Response Code Indonesian Standard) on digital payment information systems and user behavior in Indonesia. The research method uses a quantitative approach with simple linear regression analysis and validity-reliability tests. Data were collected through online questionnaires from 130 QRIS users at STIKOM CKI Campus. The results indicate that QRIS significantly affects the efficiency of digital payment systems, with regression coefficients of 0.8334 for ease of use and 0.0794 for security. Additionally, QRIS usage frequency influences user satisfaction (β = 0.462). Descriptive analysis reveals that 61.5% of respondents recommend QRIS, with the main constraint being slow internet connections (46.2%). These findings provide practical implications for service providers and regulators to enhance QRIS adoption.

Keywords

QRIS ; Information System ; Digital Payment

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How to Cite

Ryantina, D., & Arinal, V. (2026). Analisis Pengaruh QRIS terhadap Sistem Informasi Pembayaran Digital dan Perilaku Pengguna di Indonesia. Jurnal JTIK (Jurnal Teknologi Informasi Dan Komunikasi), 10(2), 504-510. https://doi.org/10.35870/jtik.v10i2.5342
Article Information

This article has been peer-reviewed and published in the Jurnal JTIK (Jurnal Teknologi Informasi dan Komunikasi). The content is available under the terms of the Creative Commons Attribution 4.0 International License.

  • Issue: Vol. 10 No. 2 (2026)

  • Section: Computer & Communication Science

  • Published: %750 %e, %2026

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Author Biographies
Dessyanti Ryantina
Google Scholar ResearchGate ORCID

Program Studi Sistem Informasi, Sekolah Tinggi Ilmu Komputer Cipta Karya Informatika, Kota Jakarta Timur, Daerah Khusus Ibukota Jakarta, Indonesia.

Veri Arinal
Google Scholar ResearchGate ORCID

Program Studi Sistem Informasi, Sekolah Tinggi Ilmu Komputer Cipta Karya Informatika, Kota Jakarta Timur, Daerah Khusus Ibukota Jakarta, Indonesia.

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