Published: 2022-02-13
Sistem Keuangan Islam dan Konvensional: Sebuah Studi Literatur
DOI: 10.35870/emt.v6i1.546
Downloads
Abstract
The Islamic Financial System is an implementation of the teachings of Islamic economics. So, the values contained in Islamic teachings must be realized in the Islamic financial system. But in reality, many criticisms are related to the Islamic financial system. This paper is a literature review that aims to determine the Islamic and conventional financial systems. This research uses an approach using Publish and Perish software to collect journal articles that are relevant to the purpose of this research. The contents of the collected articles were analyzed to get a conclusion. The main findings of this study indicate that the orientation of the Islamic financial system is profit and falah oriented while the conventional financial system is only profit-oriented, the conventional financial system must pay attention to the principle of justice in its operations so as not to harm the community.
Keywords
Islamic Financial System ; Conventional Financial System ; Principles of Justice
Article Information
This article has been peer-reviewed and published in the Jurnal EMT KITA. The content is available under the terms of the Creative Commons Attribution 4.0 International License.
-
Issue: Vol. 10 No. 2 (2026)
-
Section: Articles
-
Published: %750 %e, %2022
-
License: CC BY 4.0
-
Copyright: © 2022 Authors
-
DOI: 10.35870/emt.v6i1.546
AI Research Hub
This article is indexed and available through various AI-powered research tools and citation platforms. Our AI Research Hub ensures that scholarly work is discoverable, accessible, and easily integrated into the global research ecosystem. By leveraging artificial intelligence for indexing, recommendation, and citation analysis, we enhance the visibility and impact of published research.
Asmaul Husna
Universitas Muhammadiyah Sumatera Utara, Medan, Provinsi Sumatera Utara, Indonesia
Julfan Saputra
Universitas Islam Negeri Sumatera Utara, Medan, Provinsi Sumatera Utara, Indonesia
M. Shabri A. Majid
Universitas Syiah Kuala, Kota Banda Aceh, Provinsi Aceh, Indonesia
Marliyah
Universitas Islam Negeri Sumatera Utara, Medan, Provinsi Sumatera Utara, Indonesia
Rita Handayani
Universitas Islam Negeri Sumatera Utara, Medan, Provinsi Sumatera Utara, Indonesia
-
Amstrong, P. K. (1997). Prinsip-prinsip.Pemasaran. Jakarta: Penerbit Erlangga.
-
Benmansour, H. (1994). Benmansour, H. (1994). Politique e´conomique en Islam. Paris: Al-Qalam. Paris: Benmansour, H. (1994). Politique e´conomique en Islam. Paris: Al-Qalam.
-
Causse, G. (2012). La finance islamique. Paris: Causse, G.
-
Deliarnov. (2006). Ekonomi Politik: Mencakup Berbagai Teori.dan Konsep yang Komprehensif. Jakarta: Erlangga.
-
El Idrissi, L. S. (2003). La re´mune´ration du capital en Islam. Gene`ve: Revue Finance.
-
Fathurrahman, A. (2014). Pendekatan Maqasid asy-Syari‘ah: Konstruksi Terhadap Pengembangan Ilmu Ekonomi dan Keuangan Islam. Hunafa: Jurnal Studia Islamika, Vol. 11, No. 2.
-
Frank, R. M. (2003). Micro Economics and Behavior. London: Routledge.
-
Haqqi, A. R. (2014). Shariah Governance In Islamic Financial Institution: An Appraisal. Jurnal US-CHINA LAW REVIEW SHARIA GOVERNANCE, Vol. 11.
-
Ibrahim, A. Y. (1979). Kitab al-Kharaj. Beirut: Dar al- Ma’rifah li ath-Thiba’ah.wa an-Nasyr.
-
Kadir, A. M. (2020). Penggunaan Dana Zakat Pada Korban Covid-19 Perspektif Maqashid Syariah. Al-Tafaqquh: Journal of Islamic Law.
-
Karim, A. A. (2010). Ekonomi.Mikro.Islami . Jakarta: Rajawali.Pers.
-
Marthon, S. (2004). Ekonomi Islam di Tengah krisis.Ekonomi Global. Jakarta: Zikrul Hakim.
-
McKenzie, R. B. (1983). The Limit of Economic Science. Kluwer. Kluwer: Nijhoft Publishing.
-
Meiners, R. L. (2000). Teori.Mikro. ekonomi Intermediate. Jakarta: PT Raja.Grafindo.Persada.
-
Moleong, j. L. (2006). PT. Remaja Rosdakarya. Bandung: PT. Remaja Rosdakarya.
-
Musolli. (2018). Maqasid Syariah: Kajian Teoritis Dan Aplikatif Pada Isu-Isu Kontemporer. Jurnal Studi Keislaman5 (1): 60–81.
-
Rivai, V. (2010). Sistem Bank Islam Bukan Hanya Solusi Menghadapi Krisis Namun Solusi dalam Menghadapi Berbagai Persoalan Perbankan dan Ekonomi Global. Jakarta: Bumi Aksara.
-
Sabiq, S. (1995). Fiqhus Sunnah. Beirut: Syirkatu Manariad-Dauliyah.
-
Smith, A. (1937). An Inquiry Into The Nature and Causesiof the Wealth of Nations. New York: The Modern Library.
-
Sudarsono, H. (2003). Konsep Ekonomi.Islam, SuatuPengantar. Get. II. Yogyakarta: Ekonisia.
-
Sudarsono, H. (2007). Bank dan Lembaga Keuangan Syariah. Yogyakarta: Ekonisia.
-
Zuchdi, D. (1993). Panduan Penelitian Analisis Konten. Yogyakarta: Lembaga Penelitian IKIP Yogyakarta.
-
Sugiyono. (2018). Metode Penelitian Kualitatif. Bandung: Alfabeta.
-
Sutisna. (2002). Perilaku Konsumen dan Komunikasi Pemasaran. Bandung: Remaja Rosdakarya.
This work is licensed under a Creative Commons Attribution-NonCommercial-NoDerivatives 4.0 International License.
Authors who publish with this journal agree to the following terms:
1. Copyright Retention and Open Access License
Authors retain copyright of their work and grant the journal non-exclusive right of first publication under the Creative Commons Attribution 4.0 International License (CC BY 4.0).
This license allows unrestricted use, distribution, and reproduction in any medium, provided the original work is properly cited.
2. Rights Granted Under CC BY 4.0
Under this license, readers are free to:
- Share — copy and redistribute the material in any medium or format
- Adapt — remix, transform, and build upon the material for any purpose, including commercial use
- No additional restrictions — the licensor cannot revoke these freedoms as long as license terms are followed
3. Attribution Requirements
All uses must include:
- Proper citation of the original work
- Link to the Creative Commons license
- Indication if changes were made to the original work
- No suggestion that the licensor endorses the user or their use
4. Additional Distribution Rights
Authors may:
- Deposit the published version in institutional repositories
- Share through academic social networks
- Include in books, monographs, or other publications
- Post on personal or institutional websites
Requirement: All additional distributions must maintain the CC BY 4.0 license and proper attribution.
5. Self-Archiving and Pre-Print Sharing
Authors are encouraged to:
- Share pre-prints and post-prints online
- Deposit in subject-specific repositories (e.g., arXiv, bioRxiv)
- Engage in scholarly communication throughout the publication process
6. Open Access Commitment
This journal provides immediate open access to all content, supporting the global exchange of knowledge without financial, legal, or technical barriers.