Published: 2018-12-30

Prosedur Pemberian Pembiayaan Kepada Nasabah Baitul Qiradh Kamar Dagang dan Industri Aceh di Banda Aceh

DOI: Not available

Indra Farja, Mukhtar, Irma Farnita
  • Indra Farja: ASM Nusantara , Indonesia
  • Mukhtar: AMIK Indonesia , Indonesia
  • Irma Farnita: STMIK Indonesia Banda Aceh , Indonesia
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Abstract

Prosedur pemberian pembiayaan kepada nasabah di Baitul Qiradh Kamar Dagang dan Industri Aceh di Banda Aceh dapat terintegrasi dengan teknologi komputer dalam beberapa tahapan. Pertama, nasabah dapat mengajukan permohonan pembiayaan melalui aplikasi atau situs web yang disediakan oleh koperasi. Nasabah kemudian diminta untuk mengisi formulir online dan melampirkan dokumen yang diperlukan. Setelah permohonan disetujui, proses verifikasi dan analisis kelayakan kredit dapat dilakukan secara otomatis menggunakan sistem komputerisasi. Nasabah kemudian dapat menerima keputusan tentang persetujuan atau penolakan pembiayaan melalui email atau notifikasi aplikasi. Setelah disetujui, pembiayaan dapat langsung dicairkan ke rekening nasabah melalui transfer elektronik atau layanan pembayaran online. Nasabah juga dapat memantau status pembayaran dan melacak jadwal pembayaran melalui aplikasi atau situs web koperasi. Dengan menggunakan teknologi komputer, proses pemberian pembiayaan dapat dilakukan dengan lebih cepat, efisien, dan akurat. Selain itu, nasabah juga dapat memperoleh layanan yang lebih nyaman dan mudah diakses. Namun, tetap diperlukan kemampuan kerja, kesadaran kerja, dan motivasi yang baik dari pegawai dan manajemen koperasi untuk memastikan kualitas pelayanan dan keamanan data nasabah yang terjamin.

Keywords

Prosedur Pemberian Pembiayaan ; Nasabah ; Baitul Qiradh ; Kamar Dagang dan Industri Aceh

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Farja, I., Mukhtar, & Farnita, I. (2018). Prosedur Pemberian Pembiayaan Kepada Nasabah Baitul Qiradh Kamar Dagang dan Industri Aceh di Banda Aceh. Jurnal Ekonomi Manajemen Dan Sekretari, 3(2), 51-62. https://www.journal.lembagakita.org/jemensri/article/view/972
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This article has been peer-reviewed and published in the Jurnal Ekonomi Manajemen dan Sekretari. The content is available under the terms of the Creative Commons Attribution 4.0 International License.

  • Issue: Vol. 3 No. 2 (2018)

  • Section: Articles

  • Published: %750 %e, %2018

  • License: CC BY 4.0

  • Copyright: © 2023 Authors

  • DOI: Not available

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